for more inquiries, call us: 210-408-2811


Why You Need To Get a Renters’ Insurance


If you’re renting a space, whether an apartment, condo or a house, you may not be sure if it’s earthquake-proof, fire-proof and theft-proof. The best thing to do is to have your things insured. Which means protecting all your valuable things.


Difference between Homeowners Insurance and Renters’ Insurance

Though your landlords are required to get a homeowners insurance, this doesn’t mean you and all your personal belongings are protected by this policy. Having a homeowners insurance is different from the renters’ insurance. Homeowners insurance is more for landlords or people who OWN a property or house, while renters insurance – well for renters or tenants. But both policies give protection for you and your personal property protected from fire, theft and other environmental disaster.


What does it cover?
Renters’ Insurance has 3 types of coverage and these are:
1. Personal Property – protection for all your personal possessions from an event such as damage from natural disaster such as earthquake, fire, flood, theft and even from vandalism.
2. Liability – protection against a lawsuit or claim if a person or a visitor gets injured in your property.
3. Additional Living Expense – policy holders will be paid for temporary housing due to damaged for an event.


How much does it cost?
Getting your own renters’ insurance is much cheaper than the homeowners insurance. For a minimal premium payment of less than $500 per year, you are sure to get a cash replacement for all the lost that happens.


To know more about the renters’ insurance and its features and benefits, you may call AllDirect Insurance Services, Inc at 210-408-2811 or get a FREE quote by filling out this form.


This entry was posted in Insurance and tagged , , , , , . Bookmark the permalink.

Leave a Reply

Your email address will not be published. Required fields are marked *

Our Mission Statement

As a team of insurance agents and risk management specialists, we are committed to working together with clients as well as with insurance carriers in promoting better lifestyles, more profitable businesses and security of health by providing quality insurance services.

Service Areas Covered

We are serving the areas of:

• Oklahoma • Virginia • Georgia • Rhode island • Texas

View Larger Map »

Subscribe to our Newsletter

* = Required Information Security code

AllDirect Insurance Services, Inc. is an Equal Opportunity Employer and supports the Fair Housing Act.| Careers