Rhode Island Fast, Free Rhode Island Life Insurance Quotes
Free Life Insurance Quotes
Life Insurance
Welcome Medical Information Insurance Information Personal Information
Rhode Island Residents:
Start Saving on your Life Insurance Rates Today
with a free custom online Life quote...

Step 2: Please Select the City in Rhode Island:

Ashaway
Middletown
Barrington
Narragansett
Block Island
Newport
Bradford
North Kingstown
Bristol
North Providence
Carolina
North Scituate
Central Falls
North Smithfield
Charlestown
Oakland
Chepachet
Pascoag
Clayville
Pawtucket
Coventry
Peace Dale
Cranston
Portsmouth
Cumberland
Providence
East Greenwich
Riverside
East Providence
Rumford
Exeter
Saunderstown
Fiskeville
Slatersville
Foster
Slocum
Greenville
Smithfield
Harrisville
Tiverton
Hope
Wakefield
Hope Valley
Warren
Jamestown
Warwick
Johnston
West Greenwich
Kenyon
West Kingston
Kingston
West Warwick
Lincoln
Westerly
Little Compton
Wood River Junction
Manville
Woonsocket
Mapleville
Wyoming
 

Some Life Insurance Information: Rhode Island

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the policy owner's death. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals.

As with most insurance polices, life assurance is a contract between the insurer and the policy owner (policyholder) whereby a benefit is paid to the designated Beneficiary (or Beneficiaries) if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon life (or lives) of the people named in the policy.

Insured events that may be covered include:

  • death,
  • accidental death

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.

Life based contracts tend to fall into two major categories:

  • Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment.
  • Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums.

RI gov, union ordered to mediate contract dispute
The move comes after a judge blocked an executive order that would have forced about 4,000 union members to pay more for their health insurance.
Carcieri, Council 94 ordered into arbitration
R.I. SUPREME COURT Chief Justice Frank J. Williams, above, "firmly believes that mediation and negotiation can produce a far better resolution for the parties and for the citizens of the state than any court ...
RI gov, union ordered to mediate contract dispute
The state's top judge on Thursday ordered Gov. Don Carcieri and representatives of Rhode Island's largest public employees union to mediate their contract dispute, at least temporarily halting the governor from ...
Contract Dispute Between Governor vs. Council 94 to Go to Arbitration
Rhode Island Gov. Don Carcieri and the state's largest public employees union have been ordered to settle their ongoing contract dispute through a court-appointed mediator.
State, Council 94 head back to the table
Council 94, Rhode Island's largest state worker's union, and the State are heading to mediation and arbitration to try and settle differences over the Governor's Executive Order that state workers co-shares for ...
Feds Step Up Rusting Hyundai Investigation
Some models of the Hyundai Sonata can rust so severely along the sub-frame that the front wheels collapse or separate from the vehicle, according to reports from the National Highway Traffic Safety ...
New jobless claims fall for 3rd week
The number of U.S. workers filing first-time jobless claims fell 2.3 percent last week, in the third consecutive weekly decline, according to the U.S. Department of Labor's Employment and Training ...
Bookmobile
A Cambridge, Massachusetts gas station owner camps out as his station. He's fighting against Sunoco.