Arkansas Fast, Free Arkansas Life Insurance Quotes
Free Life Insurance Quotes
Life Insurance
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Arkansas Residents:
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Step 2: Please Select the City in Arkansas:

Adona
Lake Village
Alexander
Lavaca
Alma
Lead Hill
Altheimer
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Leslie
Arkadelphia
Little Rock
Armorel
Little Rock Afb
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Marmaduke
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Marshall
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Maumelle
Branch
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Burdette
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Cabot
Monticello
Calico Rock
Morrilton
Camden
Mount Holly
Carlisle
Mount Ida
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Center Ridge
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Charlotte
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Cherokee Village
Nashville
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Newark
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Clinton
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Corning
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Ozark
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Paris
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Pearcy
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Piggott
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England
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Prescott
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Rector
Fayetteville
Rison
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Rogers
Floral
Romance
Fordyce
Rosston
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Russellville
Fountain Hill
Salem
Friendship
Saratoga
Ft Smith
Scotland
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Gentry
Sheridan
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Sherwood
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Siloam Springs
Gould
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Grady
Springdale
Gravette
Stamps
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Greenwood
State University
Guion
Stuttgart
Hackett
Subiaco
Hamburg
Sulphur Rock
Hardy
Swifton
Harrisburg
Texarkana
Harrison
Timbo
Hartford
Tontitown
Hattieville
Trumann
Hazen
Valley Springs
Heber Springs
Van Buren
Hector
Vilonia
Helena
Waldo
Higden
Waldron
Hope
Walnut Ridge
Hot Springs National Park
Ward
Hot Springs Village
Warren
Hoxie
Washington
Humphrey
Weiner
Huntsville
West Fork
Imboden
West Helena
Jacksonville
West Memphis
Jasper
White Hall
Jessieville
Winslow
Joiner
Wiseman
Jonesboro
Wrightsville
Keiser
Wynne
Kensett
Yellville
 

Some Life Insurance Information: Arkansas

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the policy owner's death. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals.

As with most insurance polices, life assurance is a contract between the insurer and the policy owner (policyholder) whereby a benefit is paid to the designated Beneficiary (or Beneficiaries) if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon life (or lives) of the people named in the policy.

Insured events that may be covered include:

  • death,
  • accidental death

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.

Life based contracts tend to fall into two major categories:

  • Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment.
  • Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums.

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Arkansas lawmakers will have to decide whether offering teachers the same health insurance plan as other state workers is required under a Supreme Court decision on school funding.